things i learned today

[fox]

1.  The date you write on the check?  Immaterial.  I thought I was being all clever, sending in my loan payment in plenty of time but with the actual due date on the date line -- this because I couldn't pay both the loan payment and the rent before getting paid this coming Friday, and the rent is due Tuesday but absolutely by Saturday (so, absolutely by next Monday), and the loan payment is due next Monday.  The cleverness of me!  Yeah, no, the loan check has been presented and paid.  I called the bank and said Dudes, you honored a check whose date hasn't arrived yet?, and they said Ma'am, we don't care about the date on the check.  Swear to god.  I'll be okay, because of the five-day grace period wrt the rent, but listen, y'all, learn from my experience, okay?

2.  I do not have strep throat.  I didn't think I did, but I e-mailed the doctor this morning -- because I can -- to say OMG head cold day four and I want to die, and she said Hmm, yeah, it's going to last a while, sorry about that, but the sore throat could be strep, come on in and have a culture.  And I said Seriously?, because I see redness but no white spots, and she said Won't always see white spots, come on in.  So I did, and it's negative.  Hurrah.  I will continue to push fluids.

3.  Dear Georgetown University:  you know, I haven't answered any of the times you've called me at 8:30 in the evening in the past several weeks, because don't you think I know it's the alumni phone-a-thon?  At what point do you just stop calling?  Bugger off.  Hoya Saxa!

Comments

[darthhellokitty.livejournal.com]

2. I don't either! Same symptoms, same test today. I sort of WANTED it to be strep because they could TREAT that; random virus #137 you just have to suffer with. Bleah.

[jacquez.livejournal.com]

1. Yeah. Technically, post-dating a check means *nothing*.

[darthfox.livejournal.com]

Not even technically, is the thing -- literally. I finally said "So what's the point of putting the date on the check -- it's just for my information?" and the bank lady said Yeah, pretty much. Which, grr. Like, for values of "post-date", right, because the date I "post-"dated the damn thing was the actual date the fracking payment is actually due. I wasn't trying to get away with anything except getting the bill off my desk in a timely manner, because what I didn't need was to have it get there late.

Sigh. Feh.

[kmg-365.livejournal.com]

I finally said "So what's the point of putting the date on the check -- it's just for my information?" and the bank lady said Yeah, pretty much.

Heck, I've had a bank cash a check when I've:

- forgotten to sign it
- forgotten to write out the amount (in words, I entered the number)

[thalia]

Does your bank have online bill payment? With that, you can schedule payments for any day--I love it because I can enter the bills when they come in and have them actually paid two weeks later.

[darthfox.livejournal.com]

Yeah, and the Dept of Ed has online payment options as well. I've resisted the online payment things up until now because I feel like I'm so likely to forget I've spent money if I didn't write the check and record it immediately myself? But times change, I guess. Sigh. :-P

[thalia]

Well, I'd recommend Quicken, but I don't know if you want to get that into it....

You could still write it in your checkbook right away, but I can see how that would get confusing.

[kmg-365.livejournal.com]

You know, I used to think that the date on the check meant nothing, then my friend who used to work for a bank (and whose wife is an officer at the same bank) said that the bank won't post the check until the date on the check. Perhaps it is a bank policy thing.

We pay all of our bills through electronic bill pay through our bank (Chevy Chase Bank). They debit your account on the day that you asked them to make the payment, regardless of when they actually submit the payment to the creditor. So in your student loan case, you would set a payment date of May 7, and it would be posted to your account COB Monday.

It's pretty sweet.